There are no annual earning limits and no expiration dates as long as the account is open. For simplicity, there are no featured purchase categories or seasonal earnings rates to keep track of. These are nice extras, but nearly all cards that are direct competitors offer similar perks and features.Ĭardholders earn a steady 1.5% cash back on every purchase and 5% cash back on hotels and rental cars booked through Capital One Travel. If you become a cardholder, check your agreement for your specific benefits. Some versions of this card also offer a few benefits including extended warranties and travel accident insurance. ![]() The Quicksilver card has a $0 annual fee and no foreign transaction fees, making it a good choice for almost any purchase. However, the card might still make sense for minimalists who only want one or two cards in their wallet. You’ll earn 1.5% cash back on every purchase and 5% cash back on hotels and rental cars booked through Capital One Travel during the intro period and beyond, which is a fine, but not exactly noteworthy, earnings rate. The intro APR is where this card truly shines. You’ll earn cash back on your spending since the card offers 1.5% in cash-back rewards on all purchases with no limits, expiration dates or restrictions. This is a winning combination for those who may be planning to finance a purchase for an extended period of time after becoming a new cardholder. The Capital One Quicksilver Cash Rewards credit card provides both. Visit /awards for more information.īanking, Credit Card and Auto Finance products and services are offered by the Capital One family of companies, including Capital One, N.A., Member FDIC.If you can’t decide between a card offering a welcome bonus or an introductory 0% APR, look no further. Banking Mobile App Satisfaction Study among banks with >$200B in deposits. Web access is needed to use the mobile app.Īs of, the Capital One mobile app has a 4.8/5 star rating on Apple’s App Store from 4.9M ratings, and is ranked #10 in the Finance App category. Capital One customers are responsible for regularly checking their account statements. You must activate CreditWise by accepting the Terms & Conditions in order to access tools and features, including alerts.Įno is learning all the time and may not catch everything. Some monitoring and alerts may not be available to you if the information you enter at enrollment does not match the information in your credit file at (or you do not have a file at) one or more consumer reporting agencies. The availability of the CreditWise tool depends on our ability to obtain your credit history from TransUnion. Your CreditWise score is a good measure of your overall credit health, but it is not likely to be the same score used by creditors. The score provided in the CreditWise tool is calculated using the TransUnion® VantageScore® 3.0 model, which is one of many credit scoring models. Zelle and the Zelle related marks and logos are property of Early Warning Services, LLC. To receive instant purchase notifications, you must turn them on in the Capital One mobile app and enable push notifications in your device settings. Some activity may continue after Card Lock, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions.
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